For lenders, alternative data can be the factor in edging out your competitors, especially when better decisions are needed to compete for emerging businesses and startups.
Data analysis surrounding lending practices for commercial lenders falls into 4 distinct buckets that define scope, usability, and purpose. In this post we will discuss how they differ in terms of value and complexity.
All business customers are not created equal. Even companies that look solid at first glance can hide festering problems that eventually can impact your bottom line. Successful credit management requires you to carefully evaluate the financial...
You likely go to great lengths to protect your own identity from fraud and theft. But are you actively protecting your business’s identity as well? Even more importantly, do you make sure you are not doing business with fraudulent companies that...
Scottsdale, Ariz., May 22, 2018 — Experian®, at its 37th annual Vision Conference, today announced it has become a certified vendor of the Small Business Financial Exchange, Inc. (SBFE), a nonprofit trade association that gathers and...
Q1 small business credit conditions remain positive — new report from Experian and Moody's Analytics
Today Experian Business Information Services releases the Experian/Moody's Analytics Main Street Report for Q1 2018. The report brings deep insight into the overall financial well-being of the small-business landscape, as well as providing...
Your company is dependent on many different people — customers to buy products, employees to provide excellent customer service, and vendors to provide services. However, it can be challenging to have an accurate picture of all aspects of vendor...
Experian Business Information Services is currently working on a series of articles focused on veterans who went into business for themselves after their military career. We are interested in learning how veteran entrepreneurs transitioned from...
A gastro pub restaurant applies for business insurance and is approved. However, social media insights show the restaurant is declining. Even though underwriters usually take a quick look at social media postings, evaluating the trends of the...