<img height="1" width="1" src="https://www.facebook.com/tr?id=219321095174292&amp;ev=PageView &amp;noscript=1">

Experian Business Information

Business collections prioritization: The first phase in a two phase approach.

July 29, 2011 by Peter Bolin

In a previous post I advanced the idea of using a cross matrix approach to prioritizing commercial collections. In this first post in a two part series, I’d like to expand on this idea.

New credit report may free up some time to enjoy summer!

July 28, 2011 by marykathryn.jarcy

As the summer heats up many of us are looking to take a break to enjoy our favorite summer activities. While this break is well deserved (and essential for maintaining our sanity) it’s important to remember that the discipline around our credit...

Commercial Collecting on a Dime

July 27, 2011 by Gary Stockton

When you’re on a tight budget, you definitely want to get the best bang for your buck. One way to do this is to evaluate your commercial collection process. For instance, start with deciding which accounts you go after first. By prioritizing your...

When was the last time you reviewed your credit policy?

July 26, 2011 by Mike Myers

Credit policies are like a plant grown from a seed. They need regular review and attention just like the plants in your garden to really bloom. A credit policy is simply a consistent guideline to follow when decisioning accounts, reviewing accounts,...

Explaining Experian’s Corporate Hierarchy Linkage – Part 1

July 22, 2011 by Al Duckworth

In prior posts I have discussed Experian’s data model and how the data model allows us to keep our commercial file up-to-date and accurate. Today, I’ll explain how we leverage our data assets and technology infrastructure to make Corporate Hierarchy...

Google+ and mobile for the SMB.

July 21, 2011 by Gary Stockton

In the past month there have been two Google services that I’ve been keeping an eye on.

What drives a business credit score?

July 20, 2011 by John Krickus

You may be familiar with your personal credit score, but do you know what factors drive a business credit score? The top three are trade, trade, and more trade information. You see, the number and percentage of trade credit lines that are considered...

Fraud and identity theft can affect your business too.

July 19, 2011 by Mary Ann Strout

We’re all aware of the increasingly bold moves fraudsters take to steal personal identities to secure jobs, cars, homes and more—but what about business-to-business fraud? As a small business owner, how much thought do you give to fraud protection...

Benchmarking provides a health check for your portfolio

July 18, 2011 by Greg Carmean

I usually like to schedule my annual physical around my birthday. It’s a natural reminder to visit my physician to identify any potential issues or suggestions of how I can improve my health.

Where did all the “optimism” go?

July 15, 2011 by Dan Meder

Ok, that is a loaded question. We can take a look at many things, and say, “yea, with all the bad news coming out, of course small business owners are losing confidence”. The NFIB confirms that with their latest report. Reasons cited? What...

Having an existential crisis about how business data comes together? It’s kind of like the chicken and the egg

July 14, 2011 by marykathryn.jarcy

Which comes first - BizSource or TrueSearch? It’s a bit like the chicken and the egg – without one you can’t have the other. BizSource is the repository where all the information coming into Experian’s commercial database is housed. This repository...

What’s your level of exposure in the event a disaster affects your accounts?

July 13, 2011 by Gary Stockton

Last time, I wrote about the importance of understanding your portfolio’s exposure. Let’s get a little more specific and evaluate things from a disaster perspective. FEMA reported that there were 81 declared disasters in the U.S. last year. This...

Custom versus Generic scorecards? That is the question.

July 11, 2011 by Peter Bolin

One of the most frequently asked questions posed to me by clients is: Do I need a custom scorecard? To answer that question, let’s first start with the benefits of a custom scorecard (or model). Here are a few of the best things about a custom...

Using Credit Scores to Drive Policy

July 08, 2011 by John Krickus

How do you use scores in setting a credit or risk policy? The answer actually varies widely, but there are some general rules. What is your companies risk tolerance? If margins are high, approvals are usually high also. In this situation, only the...

Take a vacation from late payments and bad accounts

July 07, 2011 by Mike Myers


Summer vacations are in full swing and I can’t wait to spend some time at the beach with the family this summer. Since late payments and bad accounts never seem to take a vacation, I want to remind you of a couple of the tools we have available to...

Just because you have a business, don't assume you have a score.

July 06, 2011 by Mary Ann Strout

Credit reporting companies require a minimum amount of information on your small business before they can generate a credit rating for your business. The process of scoring your business can include more than 200 factors into its model. To build a...

Understanding Your Portfolio’s Exposure

July 01, 2011 by Gary Stockton

Since fluctuations within the market or unexpected disasters can drastically impact your portfolio’s risk, it’s generally good practice to regularly review the level of exposure within your portfolio. Here are few evaluative questions you may want...

1