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Experian Business Information

Enough is Enough - Pulling the trigger on automated credit decisioning

August 31, 2011 by ann.skibicki

All too often as credit risk professionals, we don’t take the time to evaluate our credit policies because “that’s how it has always been done around here”. Unfortunately, it is this sheer mentality that increases days sales outstanding, raises...

Business Names: What’s in a name?

August 24, 2011 by Al Duckworth

In my last post, I mentioned Corporate Registrations and Fictitious Business Name filings as sources Experian leverages for discovering linkage relationships. Today, I’d like to expand a bit on the different types of names that may be associated to...

Does one size really fit all?

August 22, 2011 by John Krickus

One of the challenges in developing credit scores for more than 25 million businesses in the U.S. is accounting for the differences. After all, statistical scoring started in order to avoid making time consuming decisions on each new account...

Finding Industry Trends in Your Portfolio

August 18, 2011 by Gary Stockton

Many times businesses focus on customer accounts from an operational standpoint. They review their portfolios relative to the processes of origination, credit management, and collections. And so much emphasis goes into the operational side of the...

Make sure your credit policy accounts for Account Review

August 15, 2011 by Mike Myers

Last time we talked about how credit policies are like a plant grown from a seed. They need regular review and attention just like the plants in your garden to really bloom.

Business conversations and pizza debates

August 11, 2011 by marykathryn.jarcy

Next week, the Credit Research Foundation’s (CRF) summer conference is in Chicago—and I am thrilled to attend. Not only is this CRF Forum one of my favorites of the year, the forum is also in Chicago. What else could be better?

Helpful "codes" explain the score

August 09, 2011 by John Krickus

In the holiday favorite, “A Christmas Story,” Ralphie drinks an ocean of Ovaltine in order to receive a Little Orphan Annie decoding ring. He uses this to finally decode the cryptic messages he tracked from the end of each episode of his favorite...

Business collections prioritization: check out Experian’s second phase in a two phase approach.

August 08, 2011 by Peter Bolin

In a previous post I advanced the first of a two phased cross matrix approach to prioritizing commercial collections. In this second post in a two part series, I’d like to expand on this idea.

Are you using a “dull” risk score?

August 05, 2011 by Greg Carmean

I have especially fond memories at this time of year of working with my grandfather as a painting apprentice during my summer vacations growing up. One of my jobs as an apprentice was using a putty knife to scrape the cracked old paint off of window...

U.S. debt ceiling and small business borrowing – is it the same?

August 04, 2011 by adam.fingersh

It was hardly possible to go a day over the past few months without hearing about the squabbles in Washington D.C. regarding the debt ceiling and the budget deficit. Thankfully the issues have been resolved, albeit temporarily. I thought I would...

Your small business is like a person; it needs credit to succeed

August 03, 2011 by Mary Ann Strout

You’ve got a great idea, the capital and the know-how to make it happen. Yet entrepreneurial success also depends on something else many small business owners don’t pay enough attention to: your business credit profile.

So how many ____ does it take to ____?

August 02, 2011 by Dan Meder

Ah, thought I was heading towards a bad joke? Well, while it may be tempting to follow that through, I was really talking about trade payments needed to make a credit decision. When I started in the data business all those years ago, my primary...

Explaining Experian's Corporate Hierarchy Linkage - Part 2

August 01, 2011 by Al Duckworth

In my previous post, I talked about how the technology environment enables our Corporate Linkage solution, and promised to describe how the “linkage recipe” works – so here we go.

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