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Experian Business Information

Small business credit conditions remain positive in Q2

August 30, 2018 by Gary Stockton

Experian has released the latest insights on small business credit conditions with the Q2 2018 Experian/Moody's Analytics Main Street Report. The  report brings deep insight into the overall financial well-being of the small-business landscape,...

Why Data Models Matter More Than Ever

August 15, 2018 by Brodie Oldham

Are the credit models you are using to make lending decisions more than 2 or 3 years old? If so, you are likely making less than optimal credit decisions. You may be turning down a customer who is a good risk — while taking on customers who are...

Improving Customer Experience for Utility Companies Through Decisioning as a Service (DaaS)

August 13, 2018 by Gary Stockton

 

For utility companies, the customer onboarding process can sometimes be complex, time consuming, and an unpleasant experience, especially if a manual credit decisioning process is in play. Every time a customer interacts with your utility...

An innovation playground: Why financial institutions need an analytics sandbox

August 08, 2018 by Brodie Oldham

The appetite for businesses incorporating big data is growing significantly as the data universe continues to expand at an astronomical rate. In fact, according to a recent Accenture study, 79% of enterprise executives agree that companies that...

How insurance carriers can use social media to improve underwriting

August 06, 2018 by Gary Stockton

A gastro pub restaurant applies for business insurance and is approved. However, social media insights show the restaurant is declining. Even though underwriters usually take a quick look at social media postings, evaluating the trends of the...

Integrating Credit Decisions with the Back Office

August 06, 2018 by Carl Stronach

 

When you’re launching a new product, business line, or starting up a business, you’ve got to move fast and break things.  This means taking a minimum viable product (MVP) approach, where you’ve got to sacrifice scalability by implementing...

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