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Experian Business Information

Peter Bolin

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Recent Posts

Loan Stacking Stacks the Odds Against Commercial Lenders

January 05, 2017 by Peter Bolin

Loan stacking is a small but serious problem for Online Marketplace Lenders (OMLs). Often invisible to the issuers of commercial capital, businesses that engage in this insidious practice are significantly more likely to become delinquent on...

New Experian Data Reveals Political Affiliation of Small Business Owners

December 02, 2015 by Peter Bolin


With the U.S. presidential election just under a year away, we thought it would be compelling to take a look at small business owners,  their political affiliations and how that might influence the choice for our next U.S. President. 

[Infographic] Women's Small Business Snapshot

March 25, 2015 by Peter Bolin

In 2014 the Subcommittee on Small Businesses and Entrepreneurism published a report that said only 4% of the total dollar amount of business loans go to Women owned businesses. After hearing of this report, Experian Decision Sciences decided to...

Report highlights need to increase credit access for women owned businesses

February 24, 2015 by Peter Bolin

Building financial capability and improving access to credit is essential for economic growth in our country. This is especially true for entrepreneurs, many of whom rely on their personal consumer credit standing when applying for a loan for...

Make Campaigns More Predictable with Propensity Modeling

February 09, 2015 by Peter Bolin

Ten years ago movie night at our house would usually include a run to the video store where we would pick out a selection from the New Arrivals section, some candy, perhaps some popcorn and we would have our fingers crossed the selection was a...

How is my commercial credit score calculated?

October 03, 2011 by Peter Bolin

When consulting with our clients, one of the most frequent questions I get is how much impact does each variable have on the Intelliscore Plus Score? Today, I will attempt to answer this question, without giving away our “secret sauce”. Variables...

Business collections prioritization: check out Experian’s second phase in a two phase approach.

August 08, 2011 by Peter Bolin

In a previous post I advanced the first of a two phased cross matrix approach to prioritizing commercial collections. In this second post in a two part series, I’d like to expand on this idea.

Business collections prioritization: The first phase in a two phase approach.

July 29, 2011 by Peter Bolin

In a previous post I advanced the idea of using a cross matrix approach to prioritizing commercial collections. In this first post in a two part series, I’d like to expand on this idea.

Custom versus Generic scorecards? That is the question.

July 11, 2011 by Peter Bolin

One of the most frequently asked questions posed to me by clients is: Do I need a custom scorecard? To answer that question, let’s first start with the benefits of a custom scorecard (or model). Here are a few of the best things about a custom...

Is your state in the Top 5? The business credit risk trifecta revisited!

June 23, 2011 by Peter Bolin

In my very first post to this blog, I advanced the notion of “the credit risk trifecta” and how there are three general factors that contribute to a business credit score. Well, I thought I’d follow that up with a sample of real data from...

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