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Experian Business Information

Where did all the “optimism” go?

July 15, 2011 by Dan Meder

Ok, that is a loaded question. We can take a look at many things, and say, “yea, with all the bad news coming out, of course small business owners are losing confidence”. The NFIB confirms that with their latest report. Reasons cited? What...

Having an existential crisis about how business data comes together? It’s kind of like the chicken and the egg

July 14, 2011 by marykathryn.jarcy

Which comes first - BizSource or TrueSearch? It’s a bit like the chicken and the egg – without one you can’t have the other. BizSource is the repository where all the information coming into Experian’s commercial database is housed. This repository...

What’s your level of exposure in the event a disaster affects your accounts?

July 13, 2011 by Gary Stockton

Last time, I wrote about the importance of understanding your portfolio’s exposure. Let’s get a little more specific and evaluate things from a disaster perspective. FEMA reported that there were 81 declared disasters in the U.S. last year. This...

Custom versus Generic scorecards? That is the question.

July 11, 2011 by Peter Bolin

One of the most frequently asked questions posed to me by clients is: Do I need a custom scorecard? To answer that question, let’s first start with the benefits of a custom scorecard (or model). Here are a few of the best things about a custom...

Using Credit Scores to Drive Policy

July 08, 2011 by John Krickus

How do you use scores in setting a credit or risk policy? The answer actually varies widely, but there are some general rules. What is your companies risk tolerance? If margins are high, approvals are usually high also. In this situation, only the...

Take a vacation from late payments and bad accounts

July 07, 2011 by Mike Myers


Summer vacations are in full swing and I can’t wait to spend some time at the beach with the family this summer. Since late payments and bad accounts never seem to take a vacation, I want to remind you of a couple of the tools we have available to...

Just because you have a business, don't assume you have a score.

July 06, 2011 by Mary Ann Strout

Credit reporting companies require a minimum amount of information on your small business before they can generate a credit rating for your business. The process of scoring your business can include more than 200 factors into its model. To build a...

Understanding Your Portfolio’s Exposure

July 01, 2011 by Gary Stockton

Since fluctuations within the market or unexpected disasters can drastically impact your portfolio’s risk, it’s generally good practice to regularly review the level of exposure within your portfolio. Here are few evaluative questions you may want...

QR codes, are you using them to grow your business?

June 30, 2011 by Gary Stockton

Have you seen them? They look like a square graphical maze that you see at restaurants, on print marketing materials, at retail stores, and I’ve even heard they’re being used for headstones! So what are they?

TRMA highlights risk management/customer service dilemma

June 28, 2011 by Greg Carmean

Striking a healthy balance between risk management and customer service can be a challenging proposition, especially when dealing with small business accounts. This was a common theme voiced at today’s TRMA Summer Conference Small Business...