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Experian Business Information

Google+ and mobile for the SMB.

July 21, 2011 by Gary Stockton

In the past month there have been two Google services that I’ve been keeping an eye on.

What drives a business credit score?

July 20, 2011 by John Krickus

You may be familiar with your personal credit score, but do you know what factors drive a business credit score? The top three are trade, trade, and more trade information. You see, the number and percentage of trade credit lines that are considered...

Fraud and identity theft can affect your business too.

July 19, 2011 by Mary Ann Strout

We’re all aware of the increasingly bold moves fraudsters take to steal personal identities to secure jobs, cars, homes and more—but what about business-to-business fraud? As a small business owner, how much thought do you give to fraud protection...

Benchmarking provides a health check for your portfolio

July 18, 2011 by Greg Carmean

I usually like to schedule my annual physical around my birthday. It’s a natural reminder to visit my physician to identify any potential issues or suggestions of how I can improve my health.

Where did all the “optimism” go?

July 15, 2011 by Dan Meder

Ok, that is a loaded question. We can take a look at many things, and say, “yea, with all the bad news coming out, of course small business owners are losing confidence”. The NFIB confirms that with their latest report. Reasons cited? What...

Having an existential crisis about how business data comes together? It’s kind of like the chicken and the egg

July 14, 2011 by marykathryn.jarcy

Which comes first - BizSource or TrueSearch? It’s a bit like the chicken and the egg – without one you can’t have the other. BizSource is the repository where all the information coming into Experian’s commercial database is housed. This repository...

What’s your level of exposure in the event a disaster affects your accounts?

July 13, 2011 by Gary Stockton

Last time, I wrote about the importance of understanding your portfolio’s exposure. Let’s get a little more specific and evaluate things from a disaster perspective. FEMA reported that there were 81 declared disasters in the U.S. last year. This...

Custom versus Generic scorecards? That is the question.

July 11, 2011 by Peter Bolin

One of the most frequently asked questions posed to me by clients is: Do I need a custom scorecard? To answer that question, let’s first start with the benefits of a custom scorecard (or model). Here are a few of the best things about a custom...

Using Credit Scores to Drive Policy

July 08, 2011 by John Krickus

How do you use scores in setting a credit or risk policy? The answer actually varies widely, but there are some general rules. What is your companies risk tolerance? If margins are high, approvals are usually high also. In this situation, only the...

Take a vacation from late payments and bad accounts

July 07, 2011 by Mike Myers


Summer vacations are in full swing and I can’t wait to spend some time at the beach with the family this summer. Since late payments and bad accounts never seem to take a vacation, I want to remind you of a couple of the tools we have available to...