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Experian Business Information

How to prioritize collections in a challenging economy?

June 02, 2011 by Peter Bolin

Given the current economic state of affairs, the need to develop an effective collection strategy has never been greater. Unfortunately, the quantity of collection accounts has never been higher and the demand to prioritize which accounts get...

Data freshness is the key

June 01, 2011 by Al Duckworth

In my last blog post I talked about how Experian’s commercial data model works. If you haven’t seen it yet, you should give it a look at: http://www.experian.com/blogs/business-credit/2011/05/03/the-inner-workings-of-our-commercial-data/

Mistakes Websites Commonly Make

June 01, 2011 by Gary Stockton

Recently I read an informative article on Open Forum regarding common mistakes websites make and thought I’d summarize and share the knowledge. By now, most business own and operate via a website. Some have spent thousands in building out the site...

Behavioral Analysis – Science or Art?

May 27, 2011 by Gary Stockton

Really, it’s a little of both. To get a good sense of your client base’s behavioral payment patterns and be able to successfully manage credit risk, you first need to understand your portfolio. The best way to do that is to slice and dice your...

Learnings from NACM

May 26, 2011 by marykathryn.jarcy

I am back home and have a moment to reflect back on NACM Credit Congress 2011. Everyone was engaged – ready to learn and ready to share. I experienced this first hand when I co-presented with Jessica Ford during a presentation focused on credit and...

About "blended" scoring models

May 25, 2011 by John Krickus

In my last post we discussed how the best predictive performance comes from using the consumer data on the business owner and blending it with the commercial data on the business. But how does the scoring model work using both sets of data?...

Lots of action at NACM Credit Congress 2011

May 24, 2011 by Dan Meder

Southern hospitality continued today at NACM Credit Congress 2011 with a Dolly Parton impersonator who kicked off the morning with lots of energy and familiar tunes. The fun continued in the Super Session where critically acclaimed author, Joe...

Lots of Southern hospitality at NACM Credit Congress 2011

May 23, 2011 by Mike Myers

We’re live from Credit Congress 2011 and it’s hard to beat the Southern hospitality on display in Nashville.

Pardon me, your platform is shifting

May 20, 2011 by Joni Rolenaitis

I entered college during the [self-proclaimed] golden years of university education, which is to say shortly after the release of the movie Animal House. This was a simpler time when the closest thing to a personal computer was the de rigueur TI...

Targeted scores pay dividends for Small Business lenders

May 19, 2011 by Greg Carmean

Many small business lenders seem anxious to increase their lending activity, but are wary of lingering economic risks, and for good reason. According to Experian’s BizSource database, as of March 2011 about 58 percent of delinquent small business...