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Experian Business Information

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June 14, 2011 by Greg Carmean

Small businesses are big business, and unfortunately, they can represent big risk too. According to research conducted by Greenwich Associates, the percentage of small businesses applying for a loan increased from 5% in the third quarter of 2010 to...

Taking away some of the mystery of credit scoring

June 13, 2011 by John Krickus

For most people, a credit score on a business—the Experian Intelliscore—is a bit of a mystery. In reality, the score can be thought of as solid credit analysis driven by a statistically disciplined process.

Have you seen the future recently?

June 13, 2011 by Dan Meder

They say the future has a strange way of arriving on time. As much as we want to ignore it, it still arrives. The question then, is how well have you prepared for it? One way you can get ready, is to get the information and tools you can rely on to...

The world’s not getting smaller but information is getting closer

June 09, 2011 by marykathryn.jarcy

Doing business internationally is much simpler today than it was 10 or 20 years ago, but the need to mitigate risk while expanding globally has not changed. That is why I’m so excited to launch our new international offerings through BusinessIQ . We...

Tell me what you like, what you don’t like and what you would like to see in the future

June 07, 2011 by Mike Myers

I’ve been on the road a lot these last few weeks visiting clients and prospects. While spending the night in the Dallas Fort Worth airport with storm warnings and getting stuck in Chicago wasn’t much fun, visiting and learning from clients/prospects...

Your business credit paints a picture of your small business for the world to see

June 03, 2011 by Mary Ann Strout

Unlike personal credit information, which is regulated and can be viewed only with the permission of the report holder, access to business credit is not as restricted. Business credit information is available to anyone for any reason, including...

How to prioritize collections in a challenging economy?

June 02, 2011 by Peter Bolin

Given the current economic state of affairs, the need to develop an effective collection strategy has never been greater. Unfortunately, the quantity of collection accounts has never been higher and the demand to prioritize which accounts get...

Data freshness is the key

June 01, 2011 by Al Duckworth

In my last blog post I talked about how Experian’s commercial data model works. If you haven’t seen it yet, you should give it a look at: http://www.experian.com/blogs/business-credit/2011/05/03/the-inner-workings-of-our-commercial-data/

Mistakes Websites Commonly Make

June 01, 2011 by Gary Stockton

Recently I read an informative article on Open Forum regarding common mistakes websites make and thought I’d summarize and share the knowledge. By now, most business own and operate via a website. Some have spent thousands in building out the site...

Behavioral Analysis – Science or Art?

May 27, 2011 by Gary Stockton

Really, it’s a little of both. To get a good sense of your client base’s behavioral payment patterns and be able to successfully manage credit risk, you first need to understand your portfolio. The best way to do that is to slice and dice your...