Recently I read an informative article on Open Forum regarding common mistakes websites make and thought I’d summarize and share the knowledge. By now, most business own and operate via a website. Some have spent thousands in building out the site...
Experian Business Information
Really, it’s a little of both. To get a good sense of your client base’s behavioral payment patterns and be able to successfully manage credit risk, you first need to understand your portfolio. The best way to do that is to slice and dice your...
I am back home and have a moment to reflect back on NACM Credit Congress 2011. Everyone was engaged – ready to learn and ready to share. I experienced this first hand when I co-presented with Jessica Ford during a presentation focused on credit and...
In my last post we discussed how the best predictive performance comes from using the consumer data on the business owner and blending it with the commercial data on the business. But how does the scoring model work using both sets of data?...
Southern hospitality continued today at NACM Credit Congress 2011 with a Dolly Parton impersonator who kicked off the morning with lots of energy and familiar tunes. The fun continued in the Super Session where critically acclaimed author, Joe...
We’re live from Credit Congress 2011 and it’s hard to beat the Southern hospitality on display in Nashville.
I entered college during the [self-proclaimed] golden years of university education, which is to say shortly after the release of the movie Animal House. This was a simpler time when the closest thing to a personal computer was the de rigueur TI...
Many small business lenders seem anxious to increase their lending activity, but are wary of lingering economic risks, and for good reason. According to Experian’s BizSource database, as of March 2011 about 58 percent of delinquent small business...
An interesting dynamic is playing out as the economy begins to get legs. For example, when you look at the payment behavior of U.S. businesses, there’s a difference in big business trade payments vs. small business. Our Experian Business Benchmark...
Let’s catch up over a cup of coffee at NACM Credit Congress next week in Nashville. We’d love to get your industry insights and share what’s new at Experian. Hearing from businesses is the best way to understand what’s really going on in the...