If you make decisions just by pulling credit reports, you may want to think about how you can manage your accounts proactively. Pulling a report is helpful in deciding whether you should offer credit to a business. But, consider these basic steps...

We receive a lot of questions about using “blended” data, meaning the use of both business and consumer data when making a business credit decision. First and foremost, you need to have permissible purpose to use consumer data on a business....

Reporting your commercial accounts receivable experiences to commercial bureaus is not a new idea, but “give to get” consortiums that provide access to exclusive content are increasing in popularity as one way to get a competitive edge in today’s...

If you’re a small business owner, knowing and understanding your business credit is the first step to helping your business grow. It can help you with a variety of business challenges that range from building capital to gaining customers. In honor...

I started in this industry as the naïve college grad. I had never looked at a credit report. I had no idea commercial credit reports existed. In college we spent endless hours analyzing financial statements. None of us knew there was a central...

As President of Experian Business Information Services, I am pleased to announce the launch of the Experian Business Credit Blog today. Experian Business Information Services has been a leader for over 30 years in providing business credit...