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Q1 small business credit conditions remain positive — new report from Experian and Moody's Analytics

May 08, 2018 by Gary Stockton

Today Experian Business Information Services releases the Experian/Moody's Analytics Main Street Report for Q1 2018. The report brings deep insight into the overall financial well-being of the small-business landscape, as well as providing commentary around what certain trends mean for credit grantors and the small-business community.

Q1 2018 saw credit conditions loosening and balances rising as more businesses accessed credit.


The report states the overall outlook for small-business credit is positive. Delinquencies were down and default rates rose slightly, suggesting that credit conditions have peaked as the economy is in a late-cycle expansion.

Continuing strength in the macroeconomy will keep small-business credit moving in the near term, along with higher profits from the recently passed tax legislation. Small-business credit will be less certain in the medium to long term as rising wages, interest rates and changes to the tax code take a toll.

Download the latest report

Download the latest report now

Hear From The Experts

Experian and Moody's Analytics will be unpacking additional insight from the latest Main Street Report in the Quarterly Business Credit Review, taking place on Tuesday, June 12th, 10:00 a.m. (Pacific), 1:00 p.m. (Eastern.)

Register to attend our next quarterly business credit review webinar


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