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Experian Business Information

Finding Industry Trends in Your Portfolio

August 18, 2011 by Gary Stockton

Many times businesses focus on customer accounts from an operational standpoint. They review their portfolios relative to the processes of origination, credit management, and collections. And so much emphasis goes into the operational side of the...

Make sure your credit policy accounts for Account Review

August 15, 2011 by Mike Myers

Last time we talked about how credit policies are like a plant grown from a seed. They need regular review and attention just like the plants in your garden to really bloom.

Business conversations and pizza debates

August 11, 2011 by marykathryn.jarcy

Next week, the Credit Research Foundation’s (CRF) summer conference is in Chicago—and I am thrilled to attend. Not only is this CRF Forum one of my favorites of the year, the forum is also in Chicago. What else could be better?

Helpful "codes" explain the score

August 09, 2011 by John Krickus

In the holiday favorite, “A Christmas Story,” Ralphie drinks an ocean of Ovaltine in order to receive a Little Orphan Annie decoding ring. He uses this to finally decode the cryptic messages he tracked from the end of each episode of his favorite...

Business collections prioritization: check out Experian’s second phase in a two phase approach.

August 08, 2011 by Peter Bolin

In a previous post I advanced the first of a two phased cross matrix approach to prioritizing commercial collections. In this second post in a two part series, I’d like to expand on this idea.

Are you using a “dull” risk score?

August 05, 2011 by Greg Carmean

I have especially fond memories at this time of year of working with my grandfather as a painting apprentice during my summer vacations growing up. One of my jobs as an apprentice was using a putty knife to scrape the cracked old paint off of window...

Your small business is like a person; it needs credit to succeed

August 03, 2011 by Mary Ann Strout

You’ve got a great idea, the capital and the know-how to make it happen. Yet entrepreneurial success also depends on something else many small business owners don’t pay enough attention to: your business credit profile.

Commercial Collecting on a Dime

July 27, 2011 by Gary Stockton

When you’re on a tight budget, you definitely want to get the best bang for your buck. One way to do this is to evaluate your commercial collection process. For instance, start with deciding which accounts you go after first. By prioritizing your...

When was the last time you reviewed your credit policy?

July 26, 2011 by Mike Myers

Credit policies are like a plant grown from a seed. They need regular review and attention just like the plants in your garden to really bloom. A credit policy is simply a consistent guideline to follow when decisioning accounts, reviewing accounts,...

Explaining Experian’s Corporate Hierarchy Linkage – Part 1

July 22, 2011 by Al Duckworth

In prior posts I have discussed Experian’s data model and how the data model allows us to keep our commercial file up-to-date and accurate. Today, I’ll explain how we leverage our data assets and technology infrastructure to make Corporate Hierarchy...